Chase

Ink Business Unlimited

Availability: Nationwide

High spend

$1,000

Min spend

$8,000 / 4 mo

No annual fee

How to earn it

  1. 1.Spend $8,000 in 120 days

Bonus timing: 5–10 days after completion

Fine print that matters

Annual fee
None
Foreign transaction
Not listed
Expires
Offer ongoing
5/24 impact
None (business card)
Availability
Nationwide
Credit inquiry
hard
ChexSystems
Not listed
Closing restriction
See official terms

Eligibility and churning rules

The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee. We may also consider factors pertinent to your business in determining your bonus eligibility.

The Chase Ink Business Unlimited® card is an excellent choice for business owners who want a straightforward, flat-rate rewards structure. With no annual fee and a substantial cash bonus, it provides high value for everyday business expenses without the need to track rotating spending categories.

Key benefits

  • Earn a $1,000 bonus after meeting the spending requirement.
  • Unlimited 1.5% cash back on every purchase your business makes.
  • No annual fee, allowing you to keep all of your earned rewards.
  • Valuable travel and purchase protection benefits included.

How to earn it

To qualify for the $1,000 cash back bonus, you must spend at least $8,000 on qualifying purchases within the first 4 months of account opening. Please note that eligibility is subject to Chase’s internal review, and you may not be eligible if you have previously held this card or other specific Chase business products.

Quick Tip: Since you have 120 days to hit the spending threshold, try to time your application with upcoming large business expenses, such as annual software subscriptions, bulk inventory orders, or planned equipment upgrades.