Synchrony Bank
Virgin Red Rewards Mastercard
Availability: Nationwide
High spend
60,000 pts
Min spend
$4,000 / 3 mo
$99 annual fee
How to earn it
- 1.Spend $4,000 in 90 days
Bonus timing: 30–60 days after completion
Fine print that matters
- Annual fee
- $99 (not waived)
- Foreign transaction
- None
- Expires
- Offer ongoing
- 5/24 impact
- Adds 1 (personal)
- Availability
- Nationwide
- Credit inquiry
- hard
- ChexSystems
- Not listed
- Closing restriction
- See official terms
Eligibility and churning rules
Limit one offer per accountholder
Synchrony Bank Virgin Red Rewards Mastercard currently advertises 60,000 points based on the official source page.
How to earn it
- spend $4,000 within 90 days: Eligible net purchases (purchases minus returns and adjustments)
Annual fee: $99