Wintrust Bank

Total Access Checking

Availability: FL, IL, IN, WI

$500

No monthly fee

Bonus breakdown

This offer has separate tiers — you qualify for one, not all of them.

TIER 1$300· $100 minimum deposit to open the account
TIER 2$500· $100 minimum deposit to open the account

How to earn it

  1. 1.Direct deposit $2,000/mo
  2. 2.Enroll in online banking
  3. 3.Enroll in eStatements
  4. 4.Deposit $100

Bonus timing: Timing listed in the official terms

Fine print that matters

Monthly fee
None
Expires
Offer ongoing
5/24 impact
None (not a credit card)
Availability
FL, IL, IN, WI
Credit inquiry
Not listed
ChexSystems
Not listed
Closing restriction
See official terms

Direct deposit data points

Funding methods the community reported at Wintrust Bank. Guidance, not a guarantee.

No community reports yet. If you know whether a payroll provider, ACH transfer, or payment app worked here, share the first data point.