ACNB Bank

Free Business Checking

Availability: MD, PA

$3,000

No monthly fee

Bonus breakdown

This offer has separate tiers — you qualify for one, not all of them.

TIER 1$1,000· Average monthly balance for 3 consecutive months following first statement cycle
TIER 2$2,000· Average monthly balance for 3 consecutive months following first statement cycle
TIER 3$3,000· Average monthly balance for 3 consecutive months following first statement cycle

How to earn it

  1. 1.Enroll in online banking in 60 days
  2. 2.Enroll in eStatements in 60 days
  3. 3.10 debit card transactions in 60 days
  4. 4.Maintain $50,000 average monthly balance
  5. 5.Use promo code Earn3000

Bonus timing: 30–60 days after completion

Fine print that matters

Monthly fee
None
Expires
Offer ongoing
5/24 impact
None (not a credit card)
Availability
MD, PA
Credit inquiry
Not listed
ChexSystems
Not listed
Closing restriction
See official terms

Eligibility and churning rules

Does not apply to existing Traditions Bank or ACNB Bank business checking account customers or those who closed a business checking account in the last 12 months. Limit of one gift per entity for up to 3 entities with common ownership.

ACNB Bank Free Business Checking currently advertises $3,000 based on the official source page.

How to earn it

  • deposit $50,000 and hold it for 90 days: Average monthly balance for 3 consecutive months following first statement cycle
  • debit card transaction $10 within 60 days: Unique transactions with Mastercard debit card

Monthly fee: $0

Direct deposit data points

Funding methods the community reported at ACNB Bank. Guidance, not a guarantee.

No community reports yet. If you know whether a payroll provider, ACH transfer, or payment app worked here, share the first data point.